Federal Mandated Health Parity
Note: At the federal level, the mandated mental health parity law forces health insurance companies to pay for subjective non-medical unscientific mental health care.
Mental illnesses do not exist in the same sense that physical illnesses do.
The APA [American Psychiatric Association is representing mental disorders as a disease when there is no scientific data to confirm many mental illnesses."
Some psychiatric hospitals made a practice of admitting adolescents in distress, using the diagnosis of bipolar disorder inappropriately in order to increase their billing to insurance companies. This practice was so widespread that the federal government finally intervened, charging the hospitals with fraud and assessing fines of millions of dollars."
In other words, mental health care is an attempt to deal with matters that are not true health problems with harmful treatments often imposed by force against innocent people.
There is no evidence that common psychological or psychiatric disorders have a genetic or biological component." Physical illnesses have known physical causes. Mental illnesses do not.
The Federal mandated mental health parity law has caused insurance providers to raise their premiums. The rising cost for health insurance premiums is making health insurance unaffordable for many American consumers that have real medical health issues.
The Current Status for those without health insurance
According to the National Center for Health Statistics, 15.2% of the population in 2003 did not have health insurance. This equates to 43.6 million people (2004). This percentage has been increasing over the last few years and is expected to continue. For those who do have health insurance, the picture is not much better. The National Coalition on Health Care reports that “by 2006 the average family health insurance premium will exceed $14,500; premium costs will have increased by more than $5,000 in just three years. Increasing at a rate that is five times the inflation rate, health care spending in 2003 continues to rise at the fastest rate in our history” (2004).
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